Mortgage rates refer to the interest rates that are charged on home loans by lenders such as banks, credit unions, and mortgage companies. These rates are typically based on a variety of factors, including the creditworthiness of the borrower, the type of mortgage, and the overall level of interest rates in the economy.
Like CD rates and credit card interest rates, mortgage rates are not directly related to the stock market. However, they can be influenced by economic conditions, such as the strength of the economy and the overall level of interest rates. In general, mortgage rates tend to be lower when the economy is strong and interest rates are rising, and higher when the economy is weak and interest rates are falling.
It is important to note that mortgage rates can have a significant impact on the housing market, as they can affect the affordability of home loans and the overall demand for homes. When mortgage rates are low, it is generally easier for people to afford a home, which can lead to increased demand for homes and potentially higher home prices. When mortgage rates are high, it is generally harder for people to afford a home, which can lead to decreased demand for homes and potentially lower home prices.
Mortgage Rates Alerts alert you whenever new mortgage rates are released by Freddie Mac on a weekly basis.
With Stock Alarm you can set new mortgage rate alerts for 15 Year, 30 Year, and 5/1 Year Adjustable mortgage rate alerts. When your alert triggers you will receive a notification via push notification, email, phone call, or text message.
Disclaimer DO NOT BASE ANY INVESTMENT DECISION UPON ANY MATERIALS FOUND ON THIS WEBSITE. We are not registered as a securities broker-dealer or an investment adviser either with the U.S. Securities and Exchange Commission (the “SEC”) or with any state securities regulatory authority.
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Nice
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